|
SCHEDULE 1 - SHARE CAPITAL
|
|
A. Authorised Share Capital
(3,00,00,000 Equity Shares of Rs10/- each)
|
200000000=00
|
300000000=00
|
B.
Subscribed and Paid-up Capital
19307838 (Previous Year 15986489) Shares of Rs.10 each |
159864890=00
|
193078380=00
|
|
Total
|
159864890=00 |
193078380=00 |
|
SCHEDULE 2 - RESERVE FUND & OTHER
RESERVES
|
| A. Statutory
Reserve Fund |
62217026=77 |
71999928=77 |
| B. Building
Fund |
83152895=00 |
83152895=00 |
| C. Dividend
Equalisation Fund |
900000=00 |
0=00 |
| D. Bad and
Doubtful Debts Fund |
108819808=30 |
152000000=00 |
| E. Investment
Fluctuation Fund |
7000000=00 |
10000000=00 |
| F. Capital
Reserve Fund |
7223500=00 |
7223500=00 |
| G. Computer Up
gradation Funds |
5000000=00 |
0=00 |
| H. Contingent
Provision against Standard Asset. |
17010000=00 |
20000000=00 |
| I. Provision
against Contingencies |
2800000=00 |
1600000=00 |
| J. Contingent
Provision against Depreciation on investments |
3000000=00 |
8000000=00 |
|
Total
|
297123230=07 |
353976323=77 |
|
SCHEDULE 3 - DEPOSITS &
OTHER ACCOUNTS
|
| A. Fixed
Deposits |
|
|
| 1.Individual |
3299415524=49 |
4296657584=56 |
| 2.Co-operative
Societies |
1062402766=82 |
1273389869=97 |
| Sub
Total A |
4361818291=31 |
5570047454=53 |
| B.
Saving Deposits |
|
|
| 1.Individual |
871745960=85 |
1081934885=60 |
| 2.Co-operative
Societies |
5397656=17 |
7877149=70 |
| Sub
Total B |
877143617=02 |
1089812035=30 |
| C.
Current Deposits |
|
|
| 1.Individual |
346020082=57 |
468189350=61 |
| 2.Co-operative
Societies |
61504230=34 |
49278965=69 |
| 3.Cash Credit
(Credit Balance) |
13618906=95 |
16385868=36 |
| Sub
Total C |
421143219=86 |
533854184.66 |
| Total
Deposits (A+B+C) |
5660105128=19 |
7193713674=49 |
|
SCHEDULE 4 - OUTSIDE BORROWINGS
|
| A. Small Ind.
Development Bank of India (Refinance) |
879781=00 |
652270=00 |
| B. I.R.E.D.A
(Refinance) |
254085=00 |
0=00 |
| C. MSC Bank Ltd
(Overdraft against Fixed Deposits) |
47814882=12 |
0=00 |
|
Total
|
48948748=12 |
652270=00 |
|
SCHEDULE 5 - INTEREST PAYABLE
(DEPOSITS & BORROWINGS)
|
| A. Interest
Payable on Deposits |
58638154=50 |
85590263=68 |
| B. Interest
Payable on Outside Borrowings |
8219=00 |
15635=00 |
|
Total
|
58646373=50 |
85605898=68 |
|
SCHEDULE 6 -OTHER LIABILITIES AND
PROVISIONS
|
| A. Dividend
Payable |
361009=30 |
461027=00 |
| B. Anamat
Payable |
7329415=55 |
10000363=29 |
| C.
Miscellaneous Payable |
76255428=20 |
99870118=83 |
| D. General
Reserve Fund |
1900997=52 |
2591214=51 |
|
E. Income Tax Provision
|
5000000=00 |
0=00 |
|
Total
|
90846850=57 |
112922723=63 |
|
SCHEDULE 7 - PROFIT AND LOSS
ACCOUNT
|
| Profit &
Loss A/C for 31-3-2007 |
15063146=48 |
12905888=21 |
| Less:
Appropriation of Profit |
15063099=30 |
12905831=20 |
| Balance of
Profit |
47=18 |
57=01 |
| Add: Profit for
current year transfer from P & L A/c |
12905841=03 |
20501105=21 |
| Carried
to Balance Sheet |
12905888=21 |
20501162=22 |
|
SCHEDULE 8 - CASH AND BALANCE WITH
BANKS
|
| A. Cash In
hand |
68252416=04
|
113466453=75
|
| B. Current
Accounts with Banks |
| 1. Reserve Bank
of India |
315178373=00
|
600826701=49
|
| 2. State Bank
of India and Associate Banks |
17783244=68 |
17199873=52
|
| 3. Satara,
Sangli, Kolhapur, Solapur, Pune, Ratnagiri District Central Co-op Bank
Ltd. |
103682414=21 |
309324927=46
|
| 4. Maharashtra
State Co-operative Bank Ltd., Mumbai |
3173983=94 |
27231318=05
|
| 5. Nationalised
Banks. |
11001644=35 |
25751883=98
|
| 6. IDBI Bank
Ltd. |
130327=47 |
1216801=87
|
| 7.ICICI Bank
Ltd |
4195612=88 |
28701654=92
|
| 8.HDFC Bank
Ltd.. |
6631886=03 |
14681556=15
|
| 9. Axis Bank
Ltd. |
0=00 |
1000=00
|
| 10. Sangli
Urban Bank Ltd. |
0=00 |
111830=40
|
| |
461777486=56 |
1025047547=84 |
| C. Fixed
Deposits with Banks. |
|
|
| 1.Satara/Pune/Sangli
District Central Co-op Bank Ltd. (Of Which Rs 830 Lacs earmarked as
Reserve Fund Investment) |
104800000=00 |
152389100=00 |
| 2.Maharashtra
State Co-operative Bank Ltd. Mumbai. (Of which Rs 830 Lakh pledged
with M.S.C. Bank Ltd., as security for overdraft facility) |
88000000=00 |
83000000=00 |
| 3. Other Banks |
66779287=70 |
57600129=23 |
|
Total (C)
|
259579287=70 |
292989229=23 |
|
Total (A+B+C)
|
789609190=30 |
1431503230=82 |
|
SCHEDULE 9 - INVESTMENTS
|
| A.
Central/State
Government Securities. Face Value Rs 1829915000/-(P.Y.Rs.1491815000)
Market value Rs.1752341000/-(P.Y.Rs.1437346000) |
1439259250=00 |
1759448360=00
|
| B.
Unamortised Depreciation On Investments |
62053000=00 |
35768000=00
|
| C. Shares of
Co-operative Societies |
|
|
| i. Satara D.C.C.
Bank Ltd. Satara |
1100000=00 |
1100000=00 |
| ii. Maharashtra
State Co-op. Bank, Mumbai |
108000=00
|
1667000=00 |
| iii. Karad
Urban M. S. Grahak Bhandar Ltd. |
100=00 |
100=00 |
| iv. Apex Co-op.
Bank of Maharashtra & Goa Urban Banks Ltd. Mumbai. |
449000=00 |
449000=00 |
| v. Maharashtra
State Urban Co.op. Bank Ltd. |
10000=00 |
10000=00 |
|
Total (C)
|
1667100=00 |
3226100=00 |
| D. Other
Investments |
|
|
| 1.Industrial
Finance Corp. Ltd. Shares |
40000=00 |
40000=00 |
| 2.VHTRL DDB
2016 |
0=00 |
9228750=00 |
| 3.PFC Bonds
2022 |
0=00 |
10392637=50 |
| 4.PFC Bonds
2022 |
0=00 |
10392637=50 |
| 5.Bank Of India
Bonds. |
0=00 |
8008800=00 |
| 6.8.00% MSFC
SLR Bonds |
0=00 |
975200=00 |
| 7.MCDC Bonds |
0=00 |
500000=00 |
| 8.Margin with
CCIL for Security Segment |
0=00 |
15100000=00 |
| 9.Margin with
CCIL for CBLO Segment |
0=00 |
100000=00 |
|
Total (D)
|
40000=00 |
54738025=00 |
| Total
(A+B+C+D) |
1503019350=00 |
1853180485=00 |
|
SCHEDULE 10 - LOANS &
ADVANCES
|
| A. Short Term
Loan, Advance |
748242288=80
|
698124202=96
|
i. Secured
against Govt. & other Trusty Securities
of which over dues,
Including Bad & Doubtful |
542879=00
0=00
0=00 |
413383=00
0=00
0=00
|
ii. Secured
against Other Tangible Assets
Of which overdues
Including Bad & Doubtful. |
704135513=86
73422345=08
3070013=50 |
643631079=95
93757514=68
8232393=12
|
iii.
Individual Guarantees (Clean Loans)
Of which overdues.
Including Bad & Doubtful. |
43563895=94
4367534=66
3327578=50 |
45079740=01
5030219=08
3312228=50
|
| B. Medium
Term Loans |
1582834731=42 |
2120694060=80
|
|
i. Secured against Govt. & Other
Trusty Securities
Of which overdues
Including Bad & Doubtful
|
2548000=00
0=00
0=00 |
2018617=50
0=00
0=00
|
ii. Secured
against Other Tangible Assets
Of which overdues.
Including Bad & Doubtful. |
1541069306=69
35034917=97
5059788=91 |
2069302386=34
63707306=80
5313584=80
|
iii.
Individual Guarantees (Clean Loans)
Of which overdues
Including Bad & Doubtful |
39217424=73
704032=95
53649=30 |
49373056=96
1474363=33
53649=30
|
| C. Long Term
Loans & Advances |
1565962396=05 |
1741301234=62 |
i. Secured
against Govt. & other Trusty Securities
Of which overdues
Including Bad & Doubtful |
953790=00
0=00
0=00 |
483854=00
0=00
0=00 |
ii. Secured
against Other Tangible Assets
Of which overdues
Including Bad & Doubtful |
1485612461=39
62842804=32
293812=00 |
1658698147=46
71751062=81
293812=00 |
iii.
Individual Guarantees (Clean Loans)
Of which overdues
Including Bad & Doubtful |
79396144=66
110125=00
0=00 |
82119233=16
187791=90
0=00 |
| Total
Loans & Advances (A+B+C) |
3897039416=27 |
4551119498=38 |
|
SCHEDULE 11 - OTHER ASSETS
|
| A.
Machinery, Computer & Software (Less Depreciation) |
9508030=42 |
14044713=34 |
| B.
Miscellaneous Assets ( Less Depreciation) |
1036489=02 |
2307605=15 |
| C. Vehicle
(Less Depreciation) |
3512477=00 |
3828403=00 |
| D. Other Assets |
2681406=57 |
2703627=94 |
| E. Other
Advances |
3511909=52 |
7564348=38 |
| F. Interest
Receivable On Investments |
27290074=00 |
36660153=00 |
| G. Other
Receivables |
24009303=51 |
30038628=49 |
|
Total
|
71549690=04 |
97147479=30 |
|
SCHEDULE 12 - COST OF ACQUISITION
A - COST OF ACQUISITION
|
| A. The Accumulated Loss of
Shri Parshwanath Co-Op Bank Ltd., Sangli As On 02/12/2007 |
0=00
|
78529740=44 |
B. Less
Reserve of Shri Parshwanath Co-Op Bank Ltd., Sangli As On 02/12/2007 |
0=00 |
40752189=94 |
| |
0=00 |
37777550=50 |
C. Less
Prior Period Realisation of Investments |
0=00 |
590000=00 |
| |
0=00 |
37187550=50 |
D. Less
Current year amortisation |
0=00 |
7500000=00 |
| Balance as on 31/03/2008 |
0=00 |
29687550=50 |
|
B - NOTIONAL COST OF ACQUISITION
|
| A. The Accumulated Loss of
Shri Parshwanath Co-Op Bank Ltd., Sangli As On 02/12/2007 |
0=00
|
78529740=44 |
B. Less
Reserve of Shri Parshwanath Co-Op Bank Ltd., Sangli As On 02/12/2007 |
0=00 |
40752189=94 |
| |
0=00 |
37777550=50 |
C. Less
Prior Period Int. of Realisation of Investments |
0=00 |
590000=00 |
| |
0=00 |
37187550=50 |
D. Less
N.P.A. A/c Recovery
Int. Recovery |
0=00
0=00 |
4786215=47
2811493=35 |
| Balance as on 31/03/2008 |
0=00 |
29589841=68 |
|
SCHEDULE 13 - INTEREST RECEIVED
|
| Interest
Received on |
|
|
| a. Loans &
Advances |
398225051=18 |
521062274=91 |
| b. Investments |
118364642=50 |
131078448=25 |
| Total |
516589693=68 |
652140723=16 |
|
SCHEDULE 14 - OTHER INCOME
|
| A. Commission,
Exchange, Brokerage etc. |
15549976=82 |
16490425=94 |
| B. Profit On
Sale On Securities. |
5572666=50 |
5409332=00 |
| C. Profit On
Sale On Assets. |
54621=20 |
3467=70 |
| D. Other Receipts |
| i)
Dividend
On Shares |
110000=00 |
110000=00 |
| ii) Building
Rent |
22656=00 |
16800=00 |
| iii) Locker Rent |
1854792=50 |
1971822=50 |
| iv) Other Income |
9226411=61 |
9394966=62 |
|
Total
|
32391124=63 |
33396814=76 |
|
SCHEDULE 15 - INTEREST ON DEPOSITS &
BORROWINGS
|
| A. Interest paid
on Deposits |
319750848=57 |
424459296=60 |
| B. Interest
Paid on Borrowings |
2252310=92 |
1842926=64 |
|
Total
|
322003159=49 |
426302223=24 |
|
SCHEDULE 16 - ESTABLISHMENT EXPENSES
|
| A. Pigmy
Commission |
10982361=33 |
13100631=65 |
| B. Directors
Fees, Allowances & Traveling Expenses. |
943814=60 |
823676=00 |
| C. Deposit
Insurance (DICGC) Premium |
4895177=00 |
5837852=00 |
| D. Rent, Light,
Insurance, Taxes
etc. |
12407107=29 |
15568506=77 |
| E. Legal Charges |
223154=50 |
672510=20 |
| F. Postage
Telegram & Telephone |
2805371=51 |
2574145=56 |
| G. Audit Fees |
2464851=04 |
3229122=00 |
| H. Depreciation
& Repairs of Property |
20392341=06 |
21630566=48 |
| I. Printing
,Stationary & Advertisement |
2601907=58 |
4222222=02 |
| J. Loss On Sale
Of Assets. |
351871=80 |
1368794=12 |
| L. Other
Expenses |
7153851=58 |
8598598=18 |
| Total |
65221809=29 |
77626624=98 |
|
SCHEDULE 17 - PROVISIONS
|
| Towards
Amortisation of premium on Investments |
4149000=00 |
4260000=00 |
| Towards
Investment Fluctuation Reserve |
0=00 |
3000000=00 |
| Towards Bad
& Doubtful Debts Reserve |
19057000=00 |
5856127=49 |
| Towards
Provision For Standard Assets. |
5700000=00 |
1523000=00 |
| Towards
Depreciation in Investments |
28961000=00 |
31390000=00 |
| Amortisation
Cost of Acquisition |
0=00 |
7500000=00 |
|
Total
|
57867000=00 |
53529127=49 |
