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Deposit
Interest Rates
Regular | Senior Citizens
| NRE | Staff
Note: The interest rates are given below may be fluctuate.
Interest Rates are subject to change without any notice. Kindly co-operate with the bank for the same.
The interest rates are effective from 01/01/2012.
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Customer type |
Deposit Type / Scheme |
Period |
Int. Rate |
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Regular |
Current Deposit |
|
Nil |
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Saving Deposit
Balance Below 1,00,000.00
Balance 1,00,000.00 and above
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4.50%
5.00%
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Fixed Deposit |
15 days to 90 days |
5.00% |
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91 days to 180 days |
6.00% |
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181 days to not more than 1 year |
7.00% |
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1 year to not more than 2 year |
8.00% |
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2 year to not more than 3 year |
8.00% |
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3 year to not more than 5 year |
9.25% |
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5 year & above |
8.00% |
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Dam Didpat |
59 months & 18 days |
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(above Rs. 15 Lacs) |
55 months & 6 days |
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Dam Duppat |
105 months & 1 day |
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(above Rs. 15 Lacs) |
99 months & 28 days |
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Urban Tax Saving Deposit |
|
10.00% |
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Single deposit
(15 lacs to above) |
|
Regular Rate
+
0.50% extra |
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Senior Citizens
(means Indian Resident who have completed 60 years) |
|
|
Regular Rate
+
0.50% extra |
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Kutumb Pramukh
Tax Saving Deposit |
(without any extra int. rate)
|
10.50% |
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Dam Didpat
(without any extra int. rate) |
55 months & 6 days |
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Dam Duppat
(without any extra int. rate) |
99 months & 28 days |
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Non Resident Indians
(for NRE and NRO) |
Please contact to respected branch.
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Term Deposit |
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As per RBI directivities. At present linked to
LIBOR or SWAP Rate |
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Staff or Retired Staff of The Karad Urban Co-op. Bank Ltd., Karad |
(Excluding Saving Deposit) |
|
Regular Rate
+
1% extra |
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